Welcome to Best Term Insurance Rates, where you can buy coverage from the top-rated companies at the lowest available rates.
We are an independent agency located in Ohio specializing in high quality life insurance plans offered by the top US life insurers. With more than 29 years of experience, we are the nation's leading resource for affordable life insurance plans.
By shopping, researching and comparing, we provide the guaranteed lowest prices for your policies. Whether you are an individual or a family, our free service allows you to find the most affordable coverage in the US. Only companies rated “A” by A.M. Best Company are considered. If a carrier has a lower rating, we will make that information available, with an explanation.
* Applying for coverage is very easy. Generally, physicals are not required (just a paramedical) and the application process can be completed online, via fax or through the mail.
* If you have current health problems or feel you are uninsurable, we still may be able to obtain a quality plan for you. To instantly view, compare and apply for coverage, simply complete the “Get Free Quotes” section at the top of the page and enter your zip code.
Most importantly, we understand that your needs, financial and family situation, health status, and employment, can change at any time. That's why we feel it's important to have coverage that is both flexible and easily adaptable to changes. Whether, you purchase Term, Whole Life, Variable, or Universal plans, the benefits must fit your budget and financial needs.