Low cost term life insurance policies are available from many major life insurance companies. We research and compare term life insurance plans from dozens of carriers to provide you with the guaranteed lowest allowable rate. As the premier resource for affordable term insurance plans in Ohio, we’ll provide unbiased and accurate information that will allow you to compare term life insurance policies.
The most affordable life insurance plans are 10-year term policies. Rates are guaranteed not to increase for 10 years. If you still need coverage after 10 years, you may re-apply for an additional low cost term policy. Depending on the face amount of coverage, rates should be extremely inexpensive. For example, $500,000 of term coverage on a healthy 40 year-old-male costs approximately $18 per month. $500,000 of term coverage on a healthy 45 year-old-male costs approximately $29 per month.
Term life insurance plans do not accumulate cash value. But because the premiums are extremely low, you are able to purchase between four and eight times the amount of coverage for the same dollars that you could with a traditional whole life or cash accumulating policy. We’ll be happy to furnish a “life insurance calculator” that will help you determine the correct amount of coverage to consider.
We try to make simplify the process of applying for a low cost term life insurance policy. We’re located here in Ohio, so we’ll help you choose the right plan, complete the application, and help provide the insurance company any information needed to quickly approve coverage for you. We’ll also arrange your free medical exam. When approved for your term life coverage, you still are not under any obligation to accept the offer.
Low cost term life insurance plans may be currently available to you because of your good health and age. However, if your health changes or you get older before you apply for coverage, the rate will increase. Purchasing term coverage while you are young is the least expensive way to create an immediate estate that is not taxed at the time of death.
To instantly view low cost term insurance rates here in Ohio, please click on the “View Term Rates” button at the top left of the page or complete the "Get Instant Term Quote" section at the bottom of the page. Your personal information is never shared with any other person or company.
